Baccarat Rules and Strategy

What is Baccarat?

For starters, baccarat is a game of chance played with cards . Many classic games of chance are played with cards. Also think of roulette , blackjack and for example poker . When we talk about the game of baccarat, we usually refer to 3 acceptable game variants, namely:

The last mentioned version of the game is also called the North American version and is offered in many Dutch casinos. We will tell you more about that later.

Same game: new variants

In any case, baccarat is a game that has changed shape over the years. It is therefore advisable to carefully consider which shape you prefer. Online casinos generally offer a wider range of options and game variants. That's because it is easier online to offer more games. Also for players who ultimately prefer to play in a real casino, it is a good idea to alternate with an online casino. This way you ensure that you are prepared for the game that you love to play and that your chances of winning increase.

Baccarat Game Rules

Classic Baccarat is a simple table game, where you do not need to have strategic knowledge to make the right decision. You can bet on three different options:

  • victory for the bank;
  • victory for the player;
  • a draw.

In some casinos the players themselves share the cards, in other casinos a croupier is used. When you play online, the role of the croupier is taken over by a computer program. You can now also play Live Baccarat in Thailand.

The Basic Rules of Baccarat

The basic rules of Baccarat are a bit more complicated than other popular table games. Every player, including the dealer (or dealer) can bet.

  • You can place a bet on the player, on a tie or on the bank.
  • You can also choose to skip a round, then the turn is passed on to the next player.

The shoe

Each hand consists of a minimum of 2 and a maximum of 3 cards. The person dealing places 2 face up cards under the shoe and gives the player who has bet the most on the player 2 other face up cards. The player looks at the cards and hands them back to whoever deals. The cards are then shown face up and face to each other.


When one of the two hands reaches a total of 8 or 9, this is called a ' natural' . No additional cards are dealt anymore. If there is no ' natural' , the dealer determines on the basis of the total number of points which card should be drawn. This is mainly due to the rules set by the casino. After the third hand is dealt, the player or bank with the highest number of points wins.

The value of the cards

The game of baccarat is played with a deck of 6 or 8 sets of cards. All cards with an image and the 10 have the value 0. The cards 2 to 9 have the value on them, the Ace is worth 1 point. It doesn't matter what kind the card is. If the sum of 2 cards exceeds 10, only the number on the right counts. 15 counts as a 5, 18 as an 8.

Payout at Baccarat

Baccarat works on the same principle as betting on Black or Red when playing Roulette. The payout is also roughly the same. Only with a tie you usually get paid 8: 1 times your stake. The difference between a bet on the bank or on the player is that when the banker wins, a player owes 5% commission to the casino.

  • Bank 1.17%
  • Player 1.36%

Read Baccarat Rules in Thai